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actually nowadays consumer products is more important than infrastructure. u distribute so much money to market, then they all go to tao bao buy china products coz is cheaper, at the end the money flow to china..u need to develop a fund for manufacturing sector to let them competitive with import goods.
if the nature disaster come, everyone is facing trouble, money keep in epf account got value? dun be idiot to justify that people unhappy to withdrawal money from epf account, tis is really inhumanely and dun espect high education people is gorgeous thinking, people only can seperate selfish and unselfish.