Noorain and Ho...maybank pending means your application is slated for 2nd balloting which is tomorow. Usually second balloting is conducted 3 working days prior to listing.

Second balloting is done if there are people who had faulty application from the first successful application. Your application will be balloted again with a few other applicants for the same tier.

If unsuccessful 2nd balloting, your money will be refunded by tomorow 5pm.