The following are my questions and responses were given directly by the Head of IR:-

Actually I have 2 questions which are not forward lookings

1) Actually what has happened to Tunepro as the General Insurance revenue decreased from quarter to quarter? Any reason?

2) You informed me that 70 percents of the operations is from Leisure and Hospitality (Travel Insurance). The Travel Insurance sales majority come from which region? Asia Pacific or Middle East?

Responses:-

1) We are rationalising our portfolio. Wanting to exit low retention business with that being Commercial. Focus on 3 lines of business/pillars 1) Health 2) Lifestyle and 3) SME.

2) Mainly from Middle East as AirAsia took a hit from border closures while ME was one of the first markets to open.

Additionally, I conveyed the wish of a group of shareholders to the IR Head so that our voices would be heard and action be taken accordingly:-

Wish of shareholders from my group - DIVIDEND be proposed to reward shareholders since No Dividends have been distributed since year 2020.