保险业务走强 伦平首季净利大涨30%

https://www.enanyang.my/%E8%B4%A2%E7%BB%8F%E6%96%B0%E9%97%BB/%E4%BF%9D%E9%99%A9%E4%B8%9A%E5%8A%A1%E8%B5%B0%E5%BC%BA-%E4%BC%A6%E5%B9%B3%E9%A6%96%E5%AD%A3%E5%87%80%E5%88%A9%E5%A4%A7%E6%B6%A830

The following are my questions and responses were given directly by the Head of IR:-

Actually I have 2 questions which are not forward lookings

1) Actually what has happened to Tunepro as the General Insurance revenue decreased from quarter to quarter? Any reason?

2) You informed me that 70 percents of the operations is from Leisure and Hospitality (Travel Insurance). The Travel Insurance sales majority come from which region? Asia Pacific or Middle East?

Responses:-

1) We are rationalising our portfolio. Wanting to exit low retention business with that being Commercial. Focus on 3 lines of business/pillars 1) Health 2) Lifestyle and 3) SME.

2) Mainly from Middle East as AirAsia took a hit from border closures while ME was one of the first markets to open.

Additionally, I conveyed the wish of a group of shareholders to the IR Head so that our voices would be heard and action be taken accordingly:-

Wish of shareholders from my group - DIVIDEND be proposed to reward shareholders since No Dividends have been distributed since year 2020.

拿PTV做借口而已，公司生意越做越差，股价从RM2块多跌至三角多（就如一把锋利的刀往下掉，盲目的人去捞低肯定被套）。。。此外，消费者对这家公司感到害怕（没有信心）和质疑。。。。作为保险业，股价一定要稳，不然没人敢买你的保险。。。

投资者不想听CEO吹牛逼，大家都在看业绩，公司的业绩就是公司的表现。。。

「不要在不结果的果树上浪费时间！时间就是金钱 ....」

保费只有涨没有降，断保情况恶化。

【独家】减保客断保与负担 医保费无索偿折扣可行

“接受《南洋商报》电访的保险和理财界人士指出，未来的医药保险费将只会出现涨价的趋势，为了避免断保情况恶化，保险公司实施NCD制度可行，惟前提是须要做好细则研究；要缓解保费涨价问题，最终需先克服我国私人医疗通胀问题。”

“很多投保人所要承担的保费开销已经超出了自己的经济能力，站在保险业的立场，也认同实行NCD制度，但保险公司本身在这方面必须做好研究。”

https://www.enanyang.my/%E8%B4%A2%E7%BB%8F%E6%96%B0%E9%97%BB/%E3%80%90%E7%8B%AC%E5%AE%B6%E3%80%91%E5%87%8F%E4%BF%9D%E5%AE%A2%E6%96%AD%E4%BF%9D%E4%B8%8E%E8%B4%9F%E6%8B%85-%E5%8C%BB%E4%BF%9D%E8%B4%B9%E6%97%A0%E7%B4%A2%E5%81%BF%E6%8A%98%E6%89%A3%E5%8F%AF%E8%A1%8C