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I have been holding Maybank for 9 years, u want short term gain, don't buy, mid term at this price still can get u minimum 8% and above per year. But more than 12% return tough luck la. Haha
additionally, Maybank's non interest income is growing nicely as well. the non interest income contributed to more than 50% from it's total revenue. the last 3 years was more than 55% since 2016.