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ctos is references between consumer vs company and company vs company it is a reference record for whether they kena saman or being sue by respective company due to default payment or trading issues
h1n1 vs covid 19 which impacted lots more n a new normal global trend .. dengue been in the enviroment for 20yrs or more but never have vaccine can only stop by prevention measure to make sure no breed place for mosqitoes but to stop covid19 vaccine need time to fully work and you could only live with it and reduce the possibilities to be infect by wearing ppe
