Total Regret ...my crystall ball is saying...

Your investment growth journey:
Total Looser (Zero Knowledge, just thinking of dividend without considering the balance sheet quality, return on invested capital profitability and growth potential, fingers badly burnt, 2019)
-->
Total Reset
(Quality Value Growth Investing logics, U Turn, Reset, Break Even year 2022)
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Total Compound
(Refined Quality Value Growth Investing Logics, Compounding Engine Has Started)
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Total Regret
(Expecting 10 years in the future, drawing formula on highway bridges, educating passerby on Secret of Compounding Mental Wealth)