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the DY 4.26% today might seems low (yet still way more than the nominal FD) compared to tiger and some others, but the DY for those invested for more than 10 years is huge (with their low entry price) yet stable (almost guarantee dividen without fail). In a very long term, PBB is a capital gain counter rather than a 'cash cow' counter like tiger that spread most profit as dividen and diluted thru DRP.